mBank mRaty is an installment loan, thanks to which you can freely buy in installments on the Internet. The entire process of applying for installments takes place in one browser window. You are not referred to any additional e-mail messages or bank branch. Submitting an application, receiving a decision from the bank and accepting the agreement takes place in one credit process. In addition, we require a minimum of formalities from you, because your ability is verified based on the income declaration that you submit on the loan application.


- Installments from start to finish online in one browser window

- Funds activated in as little as 15 minutes

- For purchases between PLN 300 and PLN 20,000

- No unnecessary formalities and signing paper contracts

- Loan processed 7 days a week

- Repayment period from 3 to 48 months

- No need to have and set up an mBank account

- Loan repayment insurance option

- Agreement accepted with one-time SMS password


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